Renters Insurance Coverage

Our renters insurance program provides coverage for your personal property. A renters insurance policy from Homesite includes the following protections:

  • Personal property, starting at $15,000 and going up to $100,000.
  • Medical expenses, paying up to $1,000* per person if someone is injured on your property.
  • Liability exposures, protecting you against certain risks up to $100,000* per accident for bodily injury or property damage.

Our renters insurance program is a named perils policy. If your property is lost or damaged as a result of a covered peril, we will compensate you for your loss.

Take a few minutes to get a free, no obligation renters insurance quote, and see just how affordable our rates can be.

*Additional limits for medical payments and liability are available, as well as optional endorsements for property such as personal computer equipment, business property, jewelry, bicycles, cameras, etc.

Renters Insurance Coverage - Standard

  • Available Coverage C (Personal Property) = $15,000 - $100,000
  • Available Deductibles = $250 - $2,500
  • Available Liability Limits = $100,000, $300,000, or $500,000
  • Medical Payments = $1,000, $3,000, or $5,000
  • Replacement Cost = Optional
  • Earthquake = Optional

Perils Insured Against

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Burglary
  • Falling Objects
  • Weight of Ice, Snow, or Sleet
  • Sudden and Accidental Tearing Apart, Cracking, or Bulging
  • Freezing
  • Sudden and Accidental Damage from Artificially Generated Electrical Current
  • Volcanic Eruption

All coverage is subject to approval and qualification. Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.

Take a few minutes to get a free, no obligation renters insurance quote, and see just how affordable our rates can be.

Get a Renters Insurance Quote


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