Renters Insurance Coverage
Our renters insurance program provides coverage for your personal property. A renters insurance policy from Homesite includes the following protections:
- Personal property, starting at $15,000 and going up to $100,000.
- Medical expenses, paying up to $1,000* per person if someone is injured on your property.
- Liability exposures, protecting you against certain risks up to $100,000* per accident for bodily injury or property damage.
Our renters insurance program is a named perils policy. If your property is lost or damaged as a result of a covered peril, we will compensate you for your loss.
Take a few minutes to get a free, no obligation renters insurance quote, and see just how affordable our rates can be.
*Additional limits for medical payments and liability are available, as well as optional endorsements for property such as personal computer equipment, business property, jewelry, bicycles, cameras, etc.
Renters Insurance Coverage - Standard
- Available Coverage C (Personal Property) = $15,000 - $100,000
- Available Deductibles = $250 - $2,500
- Available Liability Limits = $100,000, $300,000, or $500,000
- Medical Payments = $1,000, $3,000, or $5,000
- Replacement Cost = Optional
- Earthquake = Optional
Perils Insured Against
- Fire or Lightning
- Windstorm or Hail
- Explosion
- Riot or Civil Commotion
- Aircraft
- Vehicles
- Smoke
- Vandalism or Malicious Mischief
- Theft
- Burglary
- Falling Objects
- Weight of Ice, Snow, or Sleet
- Sudden and Accidental Tearing Apart, Cracking, or Bulging
- Freezing
- Sudden and Accidental Damage from Artificially Generated Electrical Current
- Volcanic Eruption
All coverage is subject to approval and qualification. Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.
Take a few minutes to get a free, no obligation renters insurance quote, and see just how affordable our rates can be.
