Condo Insurance Coverage

Available Condo Insurance Coverages

  • Homesite's Condominium Policies
  • Personal Property Replacement Cost Optional
  • Personal Property (contents) Up to Limits Purchased
  • Additional Living Expenses – % of Personal Property 40%
  • Building Structures Not Attached N/A
  • Business Property Off Premises $250
  • Business Property On Premises $2,500
  • Computers Included for Certain Perils
  • Debris Removal Included with Certain Limits
  • Fire Department Service Charges $500
  • Lock and Garage Door Transmitter Replacement No
  • Manuscripts $1,000
  • Money, Etc. $200
  • Personal Injury Liability Optional
  • Theft of Firearms $2,000
  • Theft of Jewelry, Furs, Watches $1,000
  • Theft of Silverware and Goldware $2,500
  • Trees, Plant, Shrubs (up to $500 each) 10% of Personal Property Coverage
  • Watercraft and Trailers $1,000

Optional Coverages Available Homesite's Condominium Policies

  • Additional Coverage for Jewelry, Watches and Furs Yes
  • Additional Coverage for Cameras, and Musical Instruments Yes
  • Additional Money and Securities Coverage Yes
  • Additional Loss Assessment Coverage Yes
  • Business Personal Property Yes
  • Special Computer Coverage
  • (Additional Perils Protection) Yes

Optional Endorsements Available Homesite's Condominium Policies

  • Coverage for Liability Arising from Domestic Employees Yes
  • Earthquake Coverage Yes (Except California)

Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.

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